Fraud - Auto Insurance Fraud

In the United States auto insurance fraud became one of the biggest fraud problem faced by this country. In this article we will discuss some of the fraud auto insurance fraud is more common and what one can do to prevent them.

Today one of the most popular insurance fraud involving automobile insurance fraud and car accidents. More specifically, staged automobile accidents. It's really become very complex to the point where they involve multiple participants. There are many variations of this. We will discuss the key here.

First there is what is called a sweep and squat. This scam involves three vehicles. Two are encouraged by the criminals and the third is driven by the victim. The driver of the "squat" vehicle positions itself in front of the victim. People driving "grabbed" pulling the vehicle front squat vehicle and intentionally cut off the vehicle. This causes the driver's vehicle slammed the brakes and stop squatting. Usually, the victim can not react fast enough and rams into the squat vehicle. Meanwhile, the vehicle that caused the accident was snatched off and was never seen again. The victim told police that the seized vehicle caused the accident, but because the vehicle did not match the victim eventually have to pay damages and personal injury claims.

Then there is what is known as a side swipe. Types of accidents usually occur at busy intersections with dual left-hand turn lane. Criminals vehicle position outside left turn lane. When the victim vehicle drifted into the turn lane outside the criminal side swipes him. To ensure the scheme worked criminal conduct initial monitoring to ensure that a busy intersection where drifting will occur because the amount of traffic.

Another scam is common auto accident is what is known as the Stop Panic. In the scheme of criminals drive late model cars filled with many passengers. criminal will then position themselves in front of the victim and has one of the passengers looking out the back window watching to see signs of disturbance such as answering phone calls or change radio stations. Any sign that the victims were taken eyes off the road. Once this happens the passenger signals the driver who then slammed the brakes thus causing an accident. The victim will claim that the criminal stopped for no apparent reason but usually to no avail. Meanwhile, the victim must pay all damages and injuries were reported.

Unfortunately there is only one way to avoid accidents and the type who would be obedient at all times and keep a safe distance from vehicles in front of you. The sad truth is, if all motorists would just obey the law and rules of speed and distance, accidents like this will never happen. But people drive too fast and too close and thus this type of fraud will always be drawn from. Drive safe and smart and your chances become victims of automobile insurance fraud are greatly reduced.